More about VA Loans
The VA Loan has many advantages that make it one of the most appealing paths to homeownership — and this great benefit is reserved exclusively to those who bravely served our country and select military spouses.
When combined, the benefits of the VA mortgage allow service members and Veterans to take advantage of substantial cost savings under qualification requirements designed specifically for members of the military and their unique needs.
Competitive interest rates and no private mortgage insurance mean lower monthly payments.
The VA Home Mortgage is one of the only home loans available today with no down payment required.
The VA Loan Program provides homeownership opportunities for millions who wouldn’t otherwise qualify for conventional financing.
No down payment and relaxed credit standards means loans from the VA Program are especially helpful for first-time homebuyers
- You have You have served 181 days of active service during peacetime, OR
- You have more than 6 years of service in the National Guard or Reserves, OR
- You are the spouse of a service member who has died in the line of duty or as a result of a service-related disability. OR
- served 90 consecutive days of active service during wartime
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